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Who should buy uninsured motorist insurance?

Uninsured And Underinsured Motorist Insurance In Nevada

A lot of people may not think that they need uninsured and underinsured motorist insurance (“UM/UIM”) coverage in Nevada, but it’s one of the most important types of insurance there is and can help protect you financially if you’re ever hit by an uninsured or underinsured driver on the road. Every day we get in our cars…

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Myths about auto insurance

Myths of Full Coverage Car Insurance in Nevada

Myth: If I meet the State’s minimum coverage limits, then I’m “Fully Covered” in the event of an accident. Reality: The minimum policy limits only cover the other vehicle when you’re at fault in an accident. This coverage doesn’t provide any compensation to you, your passengers or your property. There’s no such thing as being “fully covered”.…

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Car Insurance after an accident

Nevada Car Insurance Questions After an Accident

After a crash that was caused by another party’s negligence, you may be able to recover compensation for your medical bills, lost wages, and other damages. In most cases, you’ll receive the compensation from a liable party’s insurer. To help you learn more about how this works, the Las Vegas car accident lawyers at Paul Padda Law…

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First Party Insurance vs Third Party Insurance

What Is the Difference Between a First Party Insurance Claim and Third Party Insurance Claim?

Being involved in a car accident can be frightening, to say the least. A serious crash may leave you with medical bills, time away from work, pain and suffering, emotional distress, and various other damages. Fortunately, Nevada law allows you to file an insurance claim and potentially recover compensation to alleviate the financial burden caused by the…

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Insurance Company

Questions an Insurance Company Will Ask You After a Car Accident

The time after a car accident is chaotic. While the thought of dealing with insurance companies, adjusters, and their representatives may seem like an incredible hassle, especially if you were not at fault, this is an important step towards securing what you need to recover: financially and physically. Your initial conversation with an insurance representative after a…

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ABCs of Auto Insurance

The ABC’s Of Auto Insurance

Most states, including Nevada, California and Arizona, require motorists to carry auto insurance. Auto insurance is a contract between a motorist and an insurance company that stipulates the amount of money that will be provided in the event of an accident for matters relating to medical care, property repair and liability to third-parties. Generally speaking, auto insurance…

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