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Author: paulpaddalaw

Can an Insurance Adjuster Deny an Illinois Claim With No Police Report?

8.11.2026
by paulpaddalaw
man reviewing Illinois Auto Insurance Claim Form beside denied rubber stamp

When a Missing Accident Report Threatens Your Illinois Injury Claim Key Takeaways: An insurance adjuster in Illinois cannot deny a valid claim solely because no police report exists, as no statute makes a report a prerequisite to coverage. Coverage turns on the fact of a covered crash and policy terms, […]

Who Decides if Res Ipsa Loquitur Applies in an Illinois Malpractice Case?

8.7.2026
by paulpaddalaw
judge in black robe reviewing case folder at Illinois courtroom bench

Understanding Who Controls the Res Ipsa Question in Illinois Key Takeaways: In Illinois medical malpractice cases, the trial judge, not the jury, decides whether res ipsa loquitur applies under 735 ILCS 5/2-1113. This Latin doctrine, meaning "the thing speaks for itself," is an evidentiary tool that allows plaintiffs to prove […]

Who Can File a Nursing Home Neglect Lawsuit in Chicago, Illinois?

8.4.2026
by paulpaddalaw
younger woman placing hand on elderly woman's shoulder in nursing home room

Understanding Your Right to Pursue a Neglect Claim in Cook County Key Takeaways: In Illinois nursing home neglect cases, the injured resident with legal capacity is usually the primary plaintiff, but a spouse, adult child, guardian, agent under a power of attorney, or designated representative may act when the resident […]

Who Qualifies to Write a 2-622 Report in an Illinois Malpractice Case?

8.1.2026
by paulpaddalaw
physician in lab coat reviewing binder documents at desk with framed Illinois Medical License on wall

Understanding the Certificate of Merit in Illinois Medical Malpractice Cases Key Takeaways: In Illinois, a 2-622 certificate of merit report must be written by a qualified reviewing health professional whose recent background matches the care at issue. The reviewer must be knowledgeable in the relevant issues, have practiced or taught […]

What Is the Average Settlement for Being Rear-Ended While Stopped in Illinois?

7.28.2026
by paulpaddalaw
Toyota Camry sedan with damaged rear bumper stopped at Elm Street intersection

Understanding What a Rear-End Settlement Really Means in Illinois Key Takeaways: There is no single "average" settlement for being rear-ended while stopped in Illinois, as values range from a few thousand dollars for minor soft-tissue injuries to six figures or more for serious spinal or brain trauma. The final amount […]