News and Blogs

Understanding Insurance After an Uber or Lyft Crash in Chicago Key Takeaways: In Chicago, rideshare accident insurance depends on the driver’s "activity phase" under Illinois’ Transportation Network Provider Act. During Period 1 (logged in, no ride accepted), only contingent limits apply ($50,000/$100,000/$25,000). Once a ride is accepted through passenger transport […]

Turning a Chaotic Crash Into a Documented Case Key Takeaways: Documenting evidence at a Chicago car accident scene means capturing photographs and video of vehicle damage, skid marks, and traffic signals, collecting witness contacts, recording driver and vehicle details, noting environmental conditions, and photographing your injuries followed by prompt medical […]

When a Missing Accident Report Threatens Your Illinois Injury Claim Key Takeaways: An insurance adjuster in Illinois cannot deny a valid claim solely because no police report exists, as no statute makes a report a prerequisite to coverage. Coverage turns on the fact of a covered crash and policy terms, […]

Understanding Who Controls the Res Ipsa Question in Illinois Key Takeaways: In Illinois medical malpractice cases, the trial judge, not the jury, decides whether res ipsa loquitur applies under 735 ILCS 5/2-1113. This Latin doctrine, meaning "the thing speaks for itself," is an evidentiary tool that allows plaintiffs to prove […]

Understanding Your Right to Pursue a Neglect Claim in Cook County Key Takeaways: In Illinois nursing home neglect cases, the injured resident with legal capacity is usually the primary plaintiff, but a spouse, adult child, guardian, agent under a power of attorney, or designated representative may act when the resident […]